With a 460 credit rating is there any way to refinance my 190 000 house?

Daina
A rating of 460-599 is considered a "D" credit rating ... which makes it hard to find financing in most cases. I'd suggest opening an account with a small, local credit union. Explain that you'd like to improve your credit rating ... with an end-goal of re-financing your mortgage. It may take time, but you can build that score back up ... and get a decent rate at the same time. Best of luck!!!

Basil
yes because you have good credit

Emogene
Try membership in a credit union.

Inger
Probably, but your interest rate is going to be astronomical.

Barbie
K...you can do a refi if you need to provided you dont have a foreclosure within the last 3 years. This kind of loan can be done with a D lender...or hard money. I personally know of at least 2 lenders who will do this deal at a decent LTV.

Arlena
With your credit score being so long you might be able to, you just will have a high intrest rate.

Alisia
When pigs fly.

Evelyn
I seriously doubt, unlesss you're doing like 70% loan to value. You would still have a high rate, but maybe lower than what you have now?If I can help, contact me with more info.msmith@premierloangroup.comMartin Smith