Where can i get a good rate on a house loan for a manufactured home?

Antonia
I would like to refinance our home. It is a manufactured home on a permanent foundation. I am interested in finding a loan with a fixed rate as we have a loan right now with a variable rate that is skyrocketing.

Benedict
Manufactured homes are sometimes difficult to finance, but since yours is on a permanent foundation, you should be able to far more easily. There are several lenders that perform these kinds of financing and you should contact a mortgage planner that services your area and discuss your specific situation with them, to make sure you get the best possible program for your needs.

Bethann
Depending on the loan-to-value I know of several lenders that will finance manufactured homes. http://www.lendermark.com

Arnoldo
If it's a single-wide, try Vanderbilt Mortgage and Finance, Inc. They specialize in manufactured homes and their rates aren't too bad. If it's a double-wide built after 1976, any lender should be able to help you (assuming you own the land the house is on.)

Lois
How old is the home? Since it is on a permanent foundation and I presume you own the land underneath, you may qualify for a HUD loan. Ask some of the major mobile home park managers in your area who is making loans. Try lendingtree.com. Or contact a mortgage broker who has made loans of this type before.Good Luck

Cordell
If there is enough equity you should be able do most lenders. I have several that can do it. Shoot me an e-mail with the specifics. Amount owed, how much you want, current rate, credit score if you know it, income etc. jheinecke@advisorsmtg.com

Heath
We do fixed rate loans on manufactured homes every day. At McClain Funding we have a nationwide network of lenders which can give us several options for you to select from. Drop me an email or simply apply online.