What do i do before the home apraiser comes?
AbramI'm about to refinance my house and I want some tips on what to do to make the house look better to the appraiser.
AnnettI am a mortgage broker. I order appraisals for my clients every day.The main things you want to make sure of is that it looks as good as possible. The appraiser will take photographs of the front and back of the house, as well a "down the street" shot to give a good idea of the neighborhood. He or she will also take interior photos, so clean up as nicely as you can! The other main factor will be the "comparables" . The appraiser will have to list 2 or 3 houses that sold recently in your area. So if you know of houses in the neighborhood that recently sold and are similar to yours, let the appraiser know... and let the appraiser know which ones LOOK the best from the outside. There will NOT be interior photos of the comparables. That is really all that can be done on your end. Good luck with your refinance! If you have any further questions, let me know. My contact info is on my website.
Emanuelcleancleancleanunclutterfix everything that is brokenclean clean clean
Eleonorawear aluminum foil on your head, serve the appraiser hot beef bullion in a tea cup and keep muttering about "those darn Soviets keep following me".
Germainemove out
CarolaIf you have anything broken, that needs to be fixed, painted, or in anyway needs to be repaired, have that done ASAP. Then, focus on any major cleaning, as in no spiderwebs, etc. Dont worry if your washing isnt done, or your bed isnt made. They are mainly looking at what there actually is, they dont care too much about your carpet not being immaculate. Just focus on the big picture, repairs, painting, etc...
Alonarelax, you needn't do a thing...they aren't the Good Housekeeping patrol and there is nothing you can do to "improve" your appraised value...it is based on size, overall condition and area values, not "curb appeal", especially in refinance situations
Janayrepair things that are a permanent part of the house. Paint and cleanliness (toys on the floor and dirty dishes) do not usually weigh in an appraisal.