Want to refinance my house can i?

Aura
I am wanting to refinance my house. I will start a new job next week where I'll be making good money. If I pay down the principal-will the amount I owe be what is financed? Also, how long will I need to be at this new job before I can refinance??

Harold
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Carlie
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Venessa
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Emmitt
If you're in the same industry as before with same or higher income, 6 months is good. What you finance is up to you. Pay at least 20% down and you avoid paying PMI. BUILD your credit in meantime, making ALL bills paid in full and on time.

Harriett
You do not need to wait to refinance unless your pay structure will be changing. If you will be commission only, or mostly commission, then you will need to wait longer than 6 months. If salaried, as long as you haven't had a huge gap in employment, go ahead with it.Yes, the amount you finance is what your loan amount is. If you pay down your principal, that will be the loan amount.