Question about refinancing my house?

Annamaria
On my credit report it shows that we have never made a late payment, however, there have been several times when we have paid about a week later than the 2 week grace period they give us. Since this is still less than 30 days late, it never goes on the report. So if we go to another bank to refinance, they won't see any late payments but are there other ways that they can find out that we haven't always paid on time?

Fay
You're just fine. The only time a lender will look to obtain a mortgage history is if your payment history isn't on your credit.Don't sweat it.

Amber
just go to www.getme3.com/ blanca or just call 888-640-201

Jenelle
If they ask your current lender they might find out.

Eugena
They look at your credit report. If it is not on there they won't know it. Do not pay your bills late.