My fiancee and i want to refinance our house to get a lower monthly payment and get cash out for our wedding?
DoyleHowever we have only owned our home for 6 monthes and I know most lenders will not give you both a lower payment AND cash out until you have owned your home for at least a year. Does anyone know of a mortgage compnay that will work with us now?
LeonorGetting through this process after only 6 months, will be difficult. Depending on how much you paid and/or financed, I would suggest opting for an equity loan versus going through the entire re-finance process right now.Call around - there are brokers who can find lenders who will do this - again, depending on how much equity you think you have in your home after only 6 months.Good Luck!
DariaYou can do this! Email me russell_herb@yahoo.com