My dads house is going into foreclosure?

Christine
We lived in this house for the past 4 years. My father refinance the house. The bank automatically takes away money from my fathers account to pay for the mortgage. They claim the house hasn't been Piaf for the past 3 months. They say if he doesn't pay $10, 000 the house is going into foreclosure. What can we do to prove that we did in fact pay for the mortgage and we had the money in my fathers account to automatically with drawl from. The bank doesn't want to hear what we have to say. We have no place to go if we get evicted.

Barney
You need to talk to a lawyer and get a professionals opinion. I'm sure a lawyer should know exactly where to look to prove you paid the mortgage. But before going that far you need to make sure the money was in the bank and be positive. Look for bank statements there has to be some kind of record for that. I'm sorry this is happening to you and good luck!!!

Isa
Honey, most likley he DIDN'T pay it. Most likely, there wasn't enough money in the account.Want to prove that you paid it? Go to the bank, and get copies of the statements for the past three months, that show the withdrawal. But it's not there, I promise.Banks are in the business of lending MONEY. THey don't WANT to own all these properties. They don't LIKE foreclosing. Of COURSE they aren't going to believe you. YOU are the only one believing dad. Want proof? Ask dad for the monthly statements from the account, showing that the money was withdrawn. IT WASN'T. Sorry.

Benjamin
Obviously, you do not know the whole story. The mortgage has not been Piaf. if the money was with drawl then you should be able to find the drawl on the bank statements for the account. If you can find no drawl then there was no Piaf. No drawl, no Piaf, simple as that.You dad wants to blame the bank because he did no Piaf.

Pandora
Ever hear of online statements? Any reputable bank that offers online services will also have online statements that show exactly the date and amount of each and every transaction, even the automatic-withdrawl ones. Our car insurance is done like that and it shows in our account every month.

Caroline
You still have to make sure that the monthly rent is paid to the bank. If they forget it is still your responsibility. If they never took the money then pay it..unless you already spent it.

Jerome
You need a lawyer, don't even try to do this yourself. And don't get the cheapest either.

Nina
you need to do a couple of things.1. check your bank statement and make sure that your mortgage payments have cleared the bank.2. check your past mortgage statements as they will show all payments made.3. double check both online.4. if the payments we're not credited or were not withdrawn from the bank then it doesn't matter...it hasn't been paid and your house is in default.5. if you've already completed the refinance then the payments have been made and you have a new loan.6. if the payments were made, credited and withdrawn from your bank then you need to get competent legal help from a local attorney.7. if the house is in fact going into foreclosure then that is a whole discussion by itself and there are many options for you.just because you've lived in the house for 4 years doesn't mean that the mortgage payments are being made, especially in the difficult economic time. i'm seeing people who've lived in their homes for more than 10 years who are having problems. i hope this one works out for you.