Last year i refinanced my house and paid off approximately 40 000 in fairly old debt what can i do to remove

Bernardina
paid debt credit report finances mortgage house management resources

Takisha
Not to be mean but, your kidding yourself. You just move the debt over on your house. You paid off nothing. Not to mention that with the lower stretched out payments you will pay more money in interest in the long run.

Phuong
My blog, How To Get Good Credit Gab, provides the opportunity to share thoughts, ideas and experiences about obtaining good credit and emphasizes the importance of building and maintaining good credit and the perils of personal financial mismanagement. This may help you resolve your problem.

Booker
Paid charge-offs can stay on your credit report just like unpaid charge-offs for up to seven years...Any negotiation about how items should be reported on your credit files should take place BEFORE you give them your money and you should get a written agreement first...Giving them the money first gives them zero incentive to change/remove the items on your credit files...You can still ask at this point to have the item removed from your credit file and if you're really lucky they might remove it...but now that they have your money they don't have to...

Leia
I have a theory that one of the reasons it takes so long and is sometimes so difficult to get errors removed from your credit report is because there are websites and their followers who encourage people to dispute EVERYTHING negative on their credit reports, even if they know it is legit. The credit bureau personnel get flooded with these bogus disputes. So they have an automated system to process this flood. Real error disputes just get lost.

Hailey
Hi, I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here: http://nanoref.com/linksynerg/vgivHQ

Faustino
You can still go about the disputing and debt validation tactics, as well as sending out "goodwill" letters. Link below has some good information. http://www.debt-consolidation-credit-rep…

Bernadine
You can wait 7 years

Belen
If you subscribe to the 3-in-1 monitoring, you can dispute any card that is paid or closed and has not yet been recorded as such by the creditor...they would have to dispute your dispute if they disagree...then you have a problem