Is there anyone that can help me refinance my mortgage my house was just appraised at 150 000?

Rhea
I currently owe 115, 000 on my mortgage and want to finance my car payment into my mortgage so I will have an easier time paying my bills. My credit is fair right now.

Amado
With the new HARP program in effect, I would suggest getting in touch with, say, Wells Fargo Home Mortgage. They currently have rates around 4.75%. Your LTV (loan-to-value), which is the appraised value of your house vs. the amount owed on the mortgage is decent (about 65%). Most re-fi's through this HARP program aren't taking DTI (debt-to-income) ratio or credit scores into account, making it easier to get into a better fixed rate.

Agnes
It can be done, but if you get cash to pay bills, you will pay a slightly higher interest rate on you refinanced mortgage. Also on conventional loans, home would have to appraise for $160, 000 to get any money.

Georgina
you need to speak to a bank or a mortgage broker