In the state of texas if i let my husband refinance the house without me on the title do i still have rights

Carissa
Why would you "let" your husband do that? What kind of rights are you talking about?

Kiera
Why the hell would you do that???? I would never do that.. if you are contributing to the house NEVER give away your ownership to this house!

Chase
YES. Community property. However, if this is your primary residence, why would you NOT be on the title? You can be on the title, but not the loan.

Brandie
Yes, as long as you are still legally married when he does it. Texas is a community property state. Everything either of you buy during your marriage is 50/50

Chiquita
Depends. Did he own the house prior to marriage?IF you bought the house together, it does not matter who's name is on it. It would be community property.

Kina
If you hold title jointly, you have rights. If he refinances, you will have to execute papers acknowledging that the lender has a first security interest. As long as you are on the deed ( title) you are covered as an owner. If your husband dies, the bank could call in the mortgage- the entire balance becomes due. They would not have to offer you the same rate. I hope that helps. It is very common for one person to obtain the mortgage but two to own the home. It is especially common in one-income families.