If my credit score is 540 i can refinance my house?

Calandra
Yes, you can refinance your house. It will depend on how much equity you have in your house, whether or not you are able to pay the new note, have you been late on your present note, what you dti is, what ltv you are looking for, your income/what you do for a living, and whether or not you are going full documentation or stated income.

Ahmed
Up to 90% with no late mortgage payments in the last 12 months... The rate is mostly base on FICO score, loan amount and LTV. MD/DC/VA http://1stmdloans.com

Ella
Depends on your credit history over the past 12 months, mortgage history, doc type and Loan To Value.Leo Namiot - Wells Fargo Home Mortgage http://www.LeoLends.com

Kenton
It will be hard. But possible. You may need a co-signer.Good luck !

Genie
Yes, you can refinance your house as long as you have a steady income coming in. However, there couple things you should know:First of all, dont apply for a mortgage with a broker who contacts you online. You risk to become an identity theft victim.Second, identify mortgage lenders that are most likely to approve your loan application. For that, I suggest you visit mylenderscore.com. They provide free information on mortgage lenders in any US county.Good luck

Marc
Yes you can re-fi. Your score is low and that will mean that your fees and cost of borrowing will be high. Some will not consider you but its definitely available. There are 14 articles at yourpropertypath.com. Go there to see if any of them offer you insight. There is a good quote ability at the top of the mortgage section (ez to find). You can apply to more than four mortgage agents and have them bid for your business at no cost to you in a matter of minutes