If i want to refinance my house which bank would be best?
OleneContact a mortgage broker. They get rate sheets from a bunch of lenders every day and can help you pick out the best loan product for your situation. This would include interest rate versus discount points (percentage points on the loan amount that you pay up front to buy down the interest rate), type of loan (FHA, conventional, etc.), terms of the loan (fully amortized over a certain time period, interest only, ARM, etc.) and so forth.If you just go to a particular lender, you're pretty much stuck with their terms.
ErmaWhat are you looking for ? Different options? Rate? Customer service? All of the above? Go to a broker because we have access to all programs out there & work with hundreds of lenders to shop rate & terms & conditions of a mortgage. I am licensed in MI MN & IN.
Edriswell I don't know where you are at, but in McAllen, Texas I used this company called FAMASCO, they lowered my interest rate and reduced the amount of months on my mortage. they got this for me through Wells Fargo Bank.
Hettiemortgage brokers have access to many different lenders and have the opportunity to use any one you want or just get you the best rateI am a mortgage banker in TN & KY