I own my house its paid for how can i get the most money equity loan or refinance?

Gerardo
I would talk to different mortgage companies and find the best deal either way

Cyndi
For an equity line: Go to you bank ... if your in California, Union bank of California, also, credit unions are good for these products. Another note...if its paid for don't get a loan on it. (I just paid off 3.5 million in loans over the last six months). Looking back, I wish one of these properties I had/have was free and clear. its my new goal.

Erasmo
equity loans are higher rates get a 30 yr fixed conventional and don't pay more than 1% to a loan officer to originate the loan (ask the loan officer what they charge you to get you the loan) and get a good faith estimate and review it and ask lots of questions :)

Eldora
Refinance.But ask yourself: "Didn't the grass feel different the day you sent in your last mortgage payment"If so, why would you want to go back into a new mortgage?