I cant refinance my house i have a credit sore of 513 four children and have to work two jobs please help?

Alonso
Try to repair your credit. I do it on the side for people. Get your credit report from a mortgage company. Find out what things are bringing your credit down and dispute them.

Cora
I suggest that you speak with a mortgage broker. They should have some idea how to resolve your problem.

Christian
you would be better off selling your house. taking out the equity if you have any and lock that money in a CD certificate of deposit for as much interest as you can get, before the bank forecloese on you and you will have more problems. do not wait until it is too late. good luck

Pauletta
Help with what? I would have suggested condoms but that horse is out of the barn.Seriously, I don't understand what you need help with.

Fidela
have you pared down the bills, cut cable Tv, reduced Telephone, canceled paper, revamped the food budget, hang your laundry out to dry. and you know your bills better then I do, but those are the fisrt thing to go when we have gotten in a bind and then pay off credit cards if you have them,

Caron
I am in the same shape. Work with your creditors. Pay off what you can, Start making sacrfices, cut back on eating out, cable/satellite, stop smoking/drinking. Credit score can improve in time. Check out Craigslist for finacial loans. be wary of anyone wanting you to pay money to get a loan. Try Cleaning up your credit score yourself and you can do this online at Equifax, Transunion, experian.

Cheyenne
You have to try. With 513 it is difficult for one to gat a refinancing but if you try some way will come out. Try to find out legitimate companies who are BBB registered and just fill up their online forms and apply for refinancing. And see if you get one. May god be with you. You can also try to repair your credit.To know more you can visit http://www.easyhomeloans.blogspot.comand http://www.creditcardbiz.blogspot.com

Alvaro
Do you have equity in the home?If the answer is yes then you may be able to get into a foreclosure buy out loan.If you do not have equity, I suggest that you get with a real estate agent or loan officer that specializes in short sales. You need to sell you home and get something cheaper.

Pa
Jazzy you need to go for a FHA Loan http://www.lendingtree.com/smartborrower…

Brandon
Sell the house and move to a less expensive one. If it is charity you are looking for, sorry, but I do not have room for a family with four children.

Karla
if i was you i would sell the house.before you have to refinance it... maybe make a few dollars on it... then rent for a while and with the extra money you can clean up your credit and get a secured visa or somthing.. or you can see what other places will finance your house with your credit score.. maybe you will pay more intrest

Chin
I used to work for a 3rd party collection agency and we used to recommend Ameriquest for people such as yourself - they work fast and since u have assets, they can probably help (remember - people with collections owed are not the best credit risk, so any company that would consider ALL the circumstances u are having is good) - try them; they work really fast, too!

Makeda
I feel you I'm going through some things with my house right now I just fell like giving up!! I dont have a answer but your not alone. Good luck.

Delbert
like is tough...deal with it like everyone else