I bought a house last year for 132 000 how soon can i refinance?

Pearlene
You can refinance right now just as long as the place can appraise for more than what you are looking to borrow.

Chuck
As a favor to a friend you bought a house for 12k more than the house was worth...wow talk about a good friend!!!If the house appraised at 120k last year and your mortgage is for 132k...now you want them to add another 26k on top of that?so basically you want the bank to loan you 158k on a house that was worth 120k last year...Does that make sense TO YOU?I have to tell you that that it NOT going to happen! NO chance of that at all!

Leona
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