I am wanting to refinance our house in order to get a better mortgage rate?

Phyliss
and I want a company that will roll in the closing cost, can someone advise me of a good one to use?

Alejandrina
Pretty much all companies will give you that option. You can usually increase the loan amount to cover the costs or increase the interest rate and have the broker / lender pay your fees out of their rebate. But I don't suggest that unless you are staying in the loan only a short time. And be sure you are choosing the right program. ask yourself if you have any major changes coming up. Moving soon, adding to or subtracting from the family, big promotions at work, etc... These factors will influence which loan program to go with.

Luella
If you had a good experience with the mortgage company that did your initial financing - return to them. If not, get a recommendation from a friend or family member.The best mortgage originator and company will compare your options and be able to recommend a best option depending on your immediate and long-term needs.