How long until i can refinance my house?

Corrina
How? explain please?

Evie
It depends on your original mortgage contract. Read your mortgage - it will tell you all the details you need to know. And remember, the longer you mortgage a house - the more you are paying for the same house. We paid off our house, and can now save cash for anything we want to buy. Our mortage was a 10-year one.

Donn
whenever it would be worthwile, if rates are down, you qualify for a better loan ex . Talk to your morgtage comp.

Mira
Anytimeyou want providing there is no pre-pay penalty attached to your loan.Look at your closing papers.

Gudrun
You can refi anytime!! There are various ways to refinance you could go through a bank, a mortgage company, a title company or over the Internet. Shop around and get the best deal.

Lida
check your paperwork; could be you don't have a prepayment penalty or maybe it is a low prepayment penalty. i paid off my note early when my house sold and i had to pay a penalty of $350.

Aracelis
YOur mortgage contract would specify a pre-payment penalty. I never accept them myself, but lots of people do. If you are not sure simply ring them up. This is a pretty common question, they can tell you exactly when you are free and clear to shop for another loan.