How long after you buy a house can you refinance?

Cathie
With most mortgages you can refinance the day after you close, but this would just cost you lots of money and achieve little.In the current market, mortgage lenders are looking for customers, so call one and see what they can do for you.Good luck!

Clark
You can refinance pretty much after your mortgage is filed.Before you do so it would be wise to figure the money you will save vs. the cost of the refinanceWill it pay you, Will you be in the house long enough to come out ahead?just things you need to consider.

Cyril
you can refi the day after closing on the house.. but unless the interest rate is at least 1% less than what you have now, it would not be a smart thing to do.. if you need some money, a 2ND might be a better way, then wait until the interest rates are lower and combine the two.

Loria
Anytime.If you have a bunch of equity saved up or you originally financed you home at a high rate. Or maybe your ARM is about to blow up.Like the other yahoo said, it pointless and achieves nothing to refinance right away. But like she also said, lenders are looking for business so it can't hurt to get some quotes if you think it can help.try here: http://www.savingslife.com/loans/step1.p…

Casandra
After 5 years