How can someone get their name off of a house mortgage without the other owner havin to refinance?

Bea
I bought a house with a girl 5 years ago in quebec. it was hard for us to get approved, but we did. now she and I both want her to go, and she doesn't want the house and i do. problem is, even though i've been paying the mortgage alone for the past 5 years, i cant get approved alone. she wants to declare bankruptcy, are there any ways other than refinancing?

Alberto
Talk to a real estate attorney.Go to your phone book. Call your local (usually county) bar association. Ask them for their "Attorney Referral Service". Then ask for names of attorneys in your area that handle real estate.When you call the law office(s), ask to speak to the ATTORNEY. Talk to the ATTORNEY about the fee #1 first thing.Good luck.

Alice
Your only options are refinance or sell the property. If you can't qualify on your own, and she wants out, what are you imagining as another option? I'm confused.

Beckie
I think refinancing is the only option.

Carly
Yes. Selling is your other option.