Do i have to be caught up on my house payment to be able to refinance? an y other options?

Emmanuel
I want to refinance my mortgage but I am a month behind on my payment. I can't seem to get caught up, hence the reason to refinance for a better rate. Do I have to be caught up or will someone let me roll the money owed into my new mortgage? Or is their any other options?

Elwanda
Call your lender and explain you need to refinance. They may work with you. If they do not-there are lots of ways to be helped. Use a private real estate investor as they are aware of many different ways to help. Just be careful, there are a lot of scam artists our there right now preying on folks in your situation.

Angila
for sure call a mortgage company as soon as possible.

Cleo
call your lender ASAP and ask for help

Aron
In todays market, you would have to be current on your mortgage.