Can you still refinance a house after you have filed chapter 13 bankruptcy?

Lola
I'm sure you COULD... but I wouldn't expect your interest rate to go down!

Isaac
Eventually you may be able to, but not right away. Generally, mortgage agencies require at least 24 months to pass since a chapter 13 so long as good credit has been reestablished. If you are still in your bankruptcy repayment period you will need to get permission from your trustee to take on new debt, and they may not allow you to.

Alvera
if still open yes but the trustee must approve of the loan. If discharged then you must wait 4 years now as to new rules by ALL major lenders I am a mortgage banker in TN & KY