Can i refinance my house i just had it for 1 year and 3 months if so would i get a better rate i got 63 now?

Farah
you may have little equity in the property but it is possible if you have an FHA or VA loan and streamline it without an appraisal

Erasmo
Go to http/:www.makinghomeaffordable.govThey can answer your questions.

Jaye
Depends on whether your mortgage has a prepayment penalty. This will appear on page 1 of your Truth In Lending statement from your loan docs. Current rates are around 4.75% with about 1 buy down point plus loan origination fees of another 1.2 to 1.5%.Best rates available from mortgage brokers. Big banks will charge an extra point. Good luck!