Can i refinance my house even though i have bad credit?

Gary
equity

Kaycee
yes, generally just equity is enough. of course, they will want to charge higher rates. you will need to shop. understand the figures that you are doing the refi too . generally i think you have to save at least a percentage point to make the refi worthwhile after you pay the closing costs, etc. check with the institution and compare all the numbers to be sure best for you. good luck.

Russel
If your credit has significantly declined since you originally bought the house, then you are better off sitting tight and waiting until your credit improves.Equity alone will not carry a refinance...unless you have some unethical loan officer that will put you in a worse situation just to close the deal, which will leave you with HIGHER payments, and less of a benefit.

Charlsie
There are chances to refinance your house with bad credit with some certain rules. There are hundreds if not thousands of websites on the internet enumerating the ways to apply and receive home loan when you are plagued with bad credit issues. These sites help consumers with bad credit scores to increase the viability of their existing credit scores and set up loans regardless of their credit history.Companies that specialize in bad credit home loans; usually offer a wide range of options for consumers with bad credit<!--These options include Bad Credit Home Loans, Home Equity and Line of Credit (HELOC) Loans and different options for Mortgage Refinancing, making it possible for those with bad credit to realize the dream of owning their own home.You can find more information on Home Loans here, http://badcredits.awardspace.com/homeloans.htmThey also offer a debt consolidation offer which helps the home owner organize a comprehensive program for controlling their spending. Many consumers with bad credit are grateful for the opportunity to receive a second chance, sort to speak-->Bad credit hasn't stopped them from purchasing a home. There are several programs available for people with bad credit that helps to restore their credit status and to live debt free lives.

Fatima
A lot of companies still refi sub-prime clients if you need some help refinancing email me at this screenname and i could supply you with a quote. It depends on what you think is bad credit, what your income is, and what your equity is.